Whether you are tying to save up for a special purchase or trying to make your pay check last a bit longer most of us want to save more money. To help you do that here is the top 5 money-saving tips.
1. Sign up for Free Customer rewards
Many places offer free customer rewards, from freebies for purchasing enough products to samples and other useful things, these customer rewards schemes are well worth being a part of if you use a store regularly. This should also include coupons and other specials, make sure you use them when you have them, it can save you a lot of money both short and long term and if your customer rewards membership sends you coupons as well all the better.
2. Use a Shopping List
When grocery shopping write a list of what you need and stick to it. The best way to do this is to use the store catalogue and deciding your purchases from the deals in it. The hardest part, especially for those of us prone to impulse buying, is to stick to the list you have written. Each time you want to buy something not on your list, wait a few moments and ask yourself why you need the item, if you cannot come up with a good reason put it back.
3. Use the Library
Not only is reading a cheap and involving hobby, libraries are a useful source of many leisure activities. From books, to computer access, to game, video and music hire there is something to hold the interest of just about anyone and it’s usually free. Your local library will most likely also host educational activities and other local events, giving another avenue for entertainment without much, or any, monetary outlay, especially for children and students. If you do use the library services ensure you return items on time, late fees can be aggravating.
4. Buy Used Items
There are many items it is worth buying used, from clothes to cutlery and crockery. Buying used can save you a lot of money and can often be just as good as something purchased new. It is even possible to find designer clothes in second hand stores where they will be sold for a fraction of their original price. Other great purchases are items such as furniture, various crockery and cutlery, as well as books, games and other entertainment items.
5. Use Public Transport
Even if you have a car using public transport can save you a lot of money. Many forms of public transport, such as buses or subways, will have a monthly card you can purchase. If you are going to be a regular user such cards can save you a lot of money and is typically far cheaper than fuelling a car for the same time period. Even without this sort of constant use taking a bus to a location instead of a taxi or driving your own car can save you a lot of money, especially over a long period of time.
Hopefully these money saving tips can help you with your quest to lower your expenses. This is only some of the ways you can save money, just remember you have to start somewhere and these tips are agreat place to start.